Income loss is immediate
A role can be eliminated, a contract can end or demand for a service can disappear. Regular expenses continue.
Transition grants for an AI-shaped economy
Cash for the gap between incomes.
Community-funded grants will cover essential expenses when AI disrupts someone’s work, giving them time to build a livelihood of their own. No repayment.
The program is in development. Applications and contributions are not open yet.
Grant
not a loan
No
repayment required
Direct
cash, not vouchers
Flexible
recipients decide how to use it
A new livelihood takes time. Bills do not wait.
When AI reduces or eliminates a source of work, people still have to pay for housing, food, healthcare and other essentials. CashRaksha is focused on the gap between losing income and establishing the next source of it.
Support assumes a job
Most existing protections are tied to formal employment. Contract, gig and independent workers often have limited access to them.
Independent income takes time
Learning a skill, testing an offer and finding the first customers can take months. A cash grant can help cover urgent costs during that transition.
What CashRaksha is
A grant, paid directly.
Raksha means protection. CashRaksha is being designed as an unconditional grant: recipients decide which expenses matter most.
- ✓ No repayment. It is a grant, not a loan.
- ✓ Direct payment. Approved recipients receive cash, not store credit or vouchers.
- ✓ Recipient choice. Use the grant for the costs that matter most to you.
- ✓ Human review. Applications will be assessed by people using published criteria.
How the grant process will work.
-
01
Join the launch list
Choose whether you are interested in applying, supporting the fund or both. We will email you when the program opens.
-
02
Submit an application
Eligibility, grant amounts and the information required will be published before applications open.
-
03
A person reviews it
Applications will be checked against the published criteria. Decisions will not be made by an automated system.
-
04
Approved grants are paid
Recipients receive a cash grant through an available payment method. It does not need to be repaid.
Apply for support or help fund it.
For applicants
Join the applicant list
If AI has cost you a job, contract or significant source of income, register your interest. We will send the eligibility criteria when applications open.
Join the applicant listFor supporters
Help fund the grants
Individuals and organizations can register for funding updates. Contributions are not open yet.
Join the supporter list
FAQ
What is known today.
CashRaksha is still in development. We will publish the full program terms before applications or contributions open.
Is this a loan? Do I pay it back?
No. CashRaksha is being designed as a grant program. Approved grants will not carry interest or require repayment.
Who is eligible?
The program is intended for salaried, contract, gig and independent workers who lose a significant source of income because of AI. It is being designed for a global audience, although availability will depend on local legal and payment requirements. Final criteria have not been published yet.
How is the fund paid for?
The plan is to fund grants through contributions from individuals and organizations. The funding model, operating costs and reporting approach will be published before contributions open.
When does it open?
There is no confirmed launch date. Join the list to receive an email when eligibility details, applications and contribution options are available.
How does this relate to CrowdShakti?
CashRaksha is the CrowdShakti initiative focused on transition grants. AIffluency teaches practical AI skills for creating products, delivering services and running a small business.
Join the CashRaksha launch list.
Tell us whether you want to apply, support the fund or both. We will email you when there is a concrete update.